The Financial Conduct Authority (FCA) requires all insurance companies writing with-profits business to establish and maintain Principles and Practices of Financial Management (PPFM) to explain how with-profits business is managed.
  • Click here to view our full Principles and Practices of Financial Management 2014.
  • Click here to view Notification to policy holders on PPFM changes.
  • Click here to view our Principles and Practices of Financial Management 2018.
  • Click here to view the Directors and WP Actuary Report to With-Profit policyholders.
  • Click here to view Terms of Reference of Independent Adviser for With-Profits Policyholders.