Our Steady Growth With Profit ISA is a Stocks and Shares ISA, tax efficient and professionally managed offering good growth potential. For full details read the Product Summary, Key Features Documents and Terms and Conditions.

You must be a UK resident and be at least 18 years old to invest in Steady Growth With Profit ISA.

Your savings grow free from personal tax and capital gains tax and are accessible whenever you wish.

It is a medium to long term Investment and should be held at least for 5 years, ideally for 10 years and beyond.

You can save regularly from a minimum of £100 a month, £1200 a year or £4000 lump sum and can invest upto £11,880 between 6 April 2014 and 30 June 2014.

From 1 July 2014 you can make additional payments to LICI UK Steady Growth With Profits ISA, a Stocks and Shares NISA provided that you do not pay in more than the overall NISA limit of £15,000 within the tax year (6 April 2014 to 5 April 2015).

Any amounts that you have paid into an ISA between 6 April and 30 June 2014 will count against your £15,000 NISA subscription limit of 2014-15.

It is important that you understand our charges clearly. Please read the Key Features Document, or click on the link “ISA Charges Explained” for more details.

You can transfer your existing Cash or Stocks and Shares ISA to LICI UK Steady Growth With Profit ISA without affecting the allowance for the current tax year. However, you should keep in mind that the charges may be deducted by your existing provider. You can also transfer LICI UK Steady Growth With Profit ISA to another Stocks and Shares ISA provider. We will charge £30 for the transfer which will be deducted from the proceeds.