ISA – Individual Savings Accounts ( NISA from 1/7/2014 )


When you decide to save, it makes sense to take advantage of all the tax-efficient options available to you. Our Steady Growth With Profit ISA is a Stocks and Shares ISA, tax efficient and professionally managed offering good growth potential. For full details read the Product Summary, Key Information Document and Terms and Conditions.

New Individual ISA Accounts ( NISA )


  • ISAs or Individual Savings Accounts were introduced by the Government to encourage more people to save.
  • From 1 July 2014 the UK Government has renamed ISA as NISA ( new ISA ).
  • There are two different types of NISAs – Cash NISA & Stocks & Shares NISA.
  • Investing in a NISA allows your money to grow faster because you do not have to pay any income or capital gains tax on your savings or investments. You don’t even have to declare your NISA on your tax return.
  • The maximum NISA allowance for the tax year 2022-23 is £20,000*.
  • You can invest the full amount in Stocks & Shares NISA or Cash NISA ( or any combination of the two )