Apply for High Start Bonus Builder Savings Plans

An endowment with profit regular savings plan that provides the benefits of savings and life cover. You save regularly for a fixed term and at the end of the term/ on your death, you receive the guaranteed sum assured along with vested bonuses. The guaranteed sum assured is at least 75% of your total premiums paid over the plan term. You may also receive a terminal bonus if you continue the plan until maturity or death of the policy holder.

One of the special features of the plan is you pay a higher sum for the first 5 years of the plan, and then, according to your circumstances and requirements, you are able to pay a fraction of your initial premium for the rest of the plan term. You may be able to contribute a half (for 10 year plan only), a third, a quarter or a fifth of your basic contribution paid in the first 5 years, the reduction being dependent upon the option selected at the start of your plan.

The plan can be held on a single life only.

  • The comfort of knowing that you’re saving for your long term goals in life.
  • A with profit endowment plan giving smooth and stable return in the form of bonuses.
  • Choice of paying a reduced premium after 5 years, for the rest of the term.
  • Capital protection along with decent return.
  • Cash lump sum at the end of the term.
  • Potential to grow your capital in a spread of professionally managed investments.
  • Benefit from the expertise of experienced investment managers.
  • Guaranteed sum assured and life cover.
  • Option to include accidental death / permanent disability rider.
  • Option to transfer the policy to India.
  • Can be assigned to a trust.

Please download and read this important information

  • Key Information Document


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