Benefit at Glance

• Value of your investment increases daily in line with the declared bonuses and the capital value is guaranteed on the 10th anniversary and on every 5th anniversary thereafter.
• You can start contributing as little as £100 a month or £4000 single premium.
• 100% allocation of your investment.
• No restrictive clauses or ‘lock-ins’
• You can invest upto a maximum of £11,520 for the current tax year subject to other conditions that we have explained in the Key Features Document.
• Early exit penalties for first three years only.
• We may apply Market Value Reduction if you withdraw at a time when the stock market is performing badly. However it will not to be applied on 10th anniversary and on every 5th anniversary thereafter or on earlier death.
• Potential for capital growth as the investment is managed professionally with 50% exposure to equities