Benefit at Glance

  • Value of your investment increases daily in line with the declared bonuses and the capital value is guaranteed on the 10th anniversary and on every 5th anniversary thereafter.
  • You can start contributing as little as £100 a month or £4000 single premium.
  • 100% allocation of your investment.
  • No restrictive clauses or ‘lock-ins’
  • You can invest in LICI UK Steady Growth with Profit ISa upto the maximum of £11,880 between 6th April 2014 and 30th June 2014, But, the combined amount you pay into your Cash and Stocks and Shares ISAs between 6th April 2014 and 30th June 2014 must not exceed £11,800.
  • From 1st July 2014 you can make additional payments to LICI UK Steady Growth With Profits ISA, a Stocks and Shares NISA provided that you do not pay in more than the overall NISA limit of £15,000 within the tax year (6th April 2013 to 5th April 2015).
  • Any amounts that you have paid into an ISA between 6th April and 30th June 2014 will count against your £15,000 NISA subscription limit for 2014-2015.
  • Early exit penalties for first three years only.
  • We may apply Market Value Reduction if you withdraw at a time when the stock market is performing badly. However it will not to be applied on 10th anniversary and on every 5th anniversary thereafter or on earlier death.
  • Potential for capital growth as the investment is managed professionally with 50% exposure to equities